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Scoring of the stand alone ust since the ust is designed as a section of the national test the candidates score will be combined with their previous passing score on the national test to determine their final pass fail decision. Ust stand alone nmls test jevon p o 157 cards when is it okay to advertise specific interest rates terms or points only if you currently offer the terms advertised all advertising of a mortgage loan originator must include what the loan originators unique identifier what is a mortgage loan originator . The following references and resources are used to develop the stand alone uniform state test note the following list is intended to be used as a guide to assist test candidates to prepare for the stand alone uniform state test. Introductions boundaries objective stand alone ust safe act quiz state auth to license quiz definitions quiz prohibited conduct quiz final practice quiz close 6 objectives learn about the national uniform state test prepare to pass the stand alone ust. Enrollment for the stand alone ust will only be available for the one year period running 4 1 2013 3 31 2014 after that time any individual who has not passed some version of the ust either the stand alone or the national test component with ust will have to enroll for and pass the national test component with ust if they want to obtain a license from any state regulatory agency that